The Bureau of Cannabis Control Is Open For Applications!

The long awaited overhaul to California’s cannabis laws has culminated on the launching of the state’s new licensing system.  We are proud to announce that through founding partner Yelena Katchko’s direct involvement with local organizations, the state’s entire cannabis industry is poised for for-profit operation.   Below is the quoted announcement from the Bureau of …

BREAKING: California’s Emergency Cannabis Regulations

California’s three cannabis licensing authorities, the Bureau of Cannabis Control, the Department of Food and Agriculture, and the Department of Public Health, have finally released the long awaited emergency medicinal and adult-use cannabis regulations on November 16, 2017. Since the regulations were released on an emergency basis,  there is only a five (5) calendar day …

Do I Have to Suffer Provable Economic Damages to Make a Claim Under the Fair Credit Reporting Act?

Do I Have to Suffer Provable Economic Damages to Make a Claim Under the Fair Credit Reporting Act? One of the main issues we face in bringing claims for consumers under the Fair Credit Reporting Act (“FCRA”) or other similar statutes is proving the amount and extent of the injury caused by the allegedly wrongful …

Identity Theft FAQ

What Can Happen if Someone Steals My Identity?   When your identity is stolen, the identity thief usually does so with the intent to unlawfully use that information for their own economic gain.  Some of the most common ways that an identity thief will use your personal information are set forth below.  If unauthorized charges …

Protect Yourself From Identity Theft

What is Identity Theft? “Identity theft,” sometimes referred to as “identity fraud,” refers to the act of another person impersonating you, usually to obtain some financial gain.  In most circumstances, this will involve another person gaining access to your personal information, such as your Social Security number, birth date or driver’s license numbers.   How …

What Remedies or Relief Are Available Under The Fair Credit Reporting Act (“FCRA”)?

You followed our FCRA blog posts and understand how accurate credit reporting is important for your financial future.  You sensed that something was wrong with your credit report and you have identified inaccuracies.  You followed our instructions and used our Sample Dispute Letter to dispute the false report. Finally, the false credit reporter has responded.  But …

Fair Credit Reporting Act – After You Find An Inaccuracy

If you find incorrect or inaccurate information on your credit report, you need to take action immediately. The best way to protect your rights is to send a dispute letter to the credit reporting agencies (Transunion, Equifax, and Experian) and the furnisher of the information. A “Sample Dispute Letter” which includes the address for the …

Protect Your Credit With The Fair Credit Reporting Act

HOW DO I CHECK MY CREDIT REPORT? If your credit report contains errors, inaccuracies or incorrect information it can have a significant negative impact on your credit rating and you need to take immediate action. To protect your rights, you need to thoroughly review your credit report to ensure all the information is current and …

Supreme Court Justice Neil Gorsuch Issues First Opinion on Debt Collection

“Disruptive dinnertime calls, downright deceit, and more besides drew Congress’s eye to the debt collection industry.”  That is how the most recently appointed United States Supreme Court Justice Neil Gorsuch started his first opinion on behalf of the unanimous Supreme Court. The full opinion can be found here https://www.supremecourt.gov/opinions/16pdf/16-349_c07d.pdf. The case at hand looked at …

The Justice Department Will Stop Setting Aside Settlement Funds for “Special-Interest” Groups

A new article by the Los Angeles Times discusses that, under President Trump appointee Jeff Sessions, the Justice Department will no longer set aside money from fraud settlements with corporate wrongdoers (such as Bank of America and Citigroup) to give to community groups and nonprofits. It had previously been commonplace under the Obama administration to apportion …

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